Accidents are always unexpected. One minute you’re running errands, heading to work, or just going about your day—and then everything changes. A crash, a fall, a mistake. Suddenly you’re left dealing with pain, bills, time off work, and a whirlwind of emotions.
If this sounds like your reality, know this: you don’t have to figure it out on your own.
Under Missouri law, when your injury is caused by someone else’s negligence, you have every right to seek compensation—for your medical expenses, lost wages, emotional suffering, and the long-term impact on your life.
Missouri Law: What Makes It Different?
Here’s something not everyone realizes: Missouri uses a pure comparative fault system. That means even if you were partly responsible for the accident, you can still file a claim. Your compensation just gets reduced based on your level of fault.
For example, if you were found 20% responsible for a crash, you could still recover 80% of the total damages. It’s a system designed to reflect the messy truth—that accidents aren’t always black and white.
But don’t expect the insurance company to play fair. They’ll use that same rule to try to minimize your payout—which is why it’s so important to have someone on your side who knows how to fight back, according to a St. Louis Personal Injury Attorney.
After the Injury: What You Should Do Next
If you’ve been seriously injured in St. Louis, there’s a lot to think about—and not a lot of time. But there are a few key steps that can make all the difference in your recovery, both legally and physically:
- See a doctor—right away. Even if your injuries seem minor, delays in treatment can hurt your health and your case.
- Follow your treatment plan. Showing up for appointments and doing what your doctor recommends shows you’re serious about getting better.
- Keep every document. Save hospital bills, receipts, prescriptions—everything. It can help build a strong claim.
- Take pictures if you can. Photos of the accident scene or your injuries tell a story that paperwork alone can’t.
- Talk to a lawyer before the insurance company. Once you accept a settlement, there’s no going back.
Explore related articles to deepen your understanding before you go.
Meet Craig, Kelley & Faultless: Your Legal Team in St. Louis
You don’t want just any lawyer. You want someone who actually listens—who knows how to deal with the insurance games, and who actually cares about how this injury is affecting your life.
That’s where Craig, Kelley & Faultless comes in. They’ve been doing this for over 20 years. They’ve gone toe-to-toe with big insurance companies. And they don’t charge a cent unless they win your case.
Getting Better Means More Than Just Winning a Case
While a personal injury claim can ease the financial pressure, recovery is about more than money. It’s about getting your life back. And in St. Louis, you’re not without support. There are organizations that exist solely to help people like you navigate hard times. These groups work alongside your legal team to make sure you don’t feel forgotten or stuck.
Turning a Hard Moment Into a Stronger Future
Nobody asks to get hurt. And yet, many who suffer serious injuries come out the other side with a new perspective. Some find the courage to advocate for safer workplaces or roads. Others use their stories to help people going through the same thing.
Filing a personal injury claim isn’t just about what you lost—it’s about what you can regain.
With the right team behind you and the right steps taken now, what feels like the worst chapter of your life might be the start of something new: healing, growth, and the justice you deserve.
Ready to talk to someone who understands what you’re going through? Call Craig, Kelley & Faultless or stop by their St. Louis office.
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