People have purchased houses before, in what they felt was the ideal location, only to find out that when the sun went down, the neighbours from hell emerged from their homes. There was a massive amount of noise pollution from the noisy motorbikes, people partying into the early hours, and at that point, it was too late. This is why if you are searching for your first home here in the Jomtien area, you need to be sure about your choice before you hand over your money or sign on the dotted line for a long-term mortgage.
There isn’t a problem finding a house for sale in Jomtien; the problem is finding one that is suitable for your needs and does, in fact, provide you with the privacy that you and your family need. If it’s your first foray into the property market here in Thailand, the following are some important things that you really do need to know about.
- Visit the property day & night – Don’t just assume that the neighbourhood is exceptionally quiet, just because it was when you arrived during the daytime. Take the time to visit the neighbourhood at different times throughout the day, and especially at night when people tend to come to life. There could be a lot going on that you are not aware of, and it may affect your purchasing decision when it comes to buying your first home.
- Figure out what you can afford – There’s no point getting an estate agent to show you numerous types of houses if you can’t afford many of them. To make searching easier, talk with your lending provider to get a general idea of how much money they will give you, based on your current earnings. This helps to narrow down the field a lot, and means that you won’t be disappointed finding the perfect home, only to find out later that it’s not within your price point.
- Make a list of needs & wants – These are two completely different things, so it’s up to you and your other family members to figure out what it is that you actually need from your property, and what you want. You will need to make some compromises to help narrow down the number of options that you have available to you, and if you need something that is essential within the property, like enough bedrooms for you and your family. Your wants are other things, like access to a swimming pool or 24-hour security. Figure out exactly what your checklist will consist of, and remember things like good schools, excellent shopping, and access to entertainment venues.
If you are lucky enough to find the property of your dreams in Jomtien, you have more difficult decisions to make with regard to your mortgage choice. There are many different ones to choose from, so speak with a financial adviser. This is the biggest investment that you will ever make, so choose wisely for your future.
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